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Construction Draw Loans - Ground up to semi-completed: Lib Properties funds ground up construction for non owner occupied residential and commercial properties. We also provide funding for partially completed structures for these same property types. If you're a builder who has run short on funding or time, Lib can help you complete your project. As outstanding loans may be coming due soon and the homebuyer's confidence in you must be sound, we understand your need to process loans quickly. We can get you started, or help you finish the job and offer up to 70% loan to value on the finished product.